Malta Residence by Investment

The Malta Permanent Residence Programme (MPRP) is designed for high-net-worth individuals and their families looking for an opportunity to secure a second residence in an attractive location with stand-out benefits. By making a mixed capital contribution, successful applicants and their families are granted the right to reside indefinitely in Malta, enjoying a superior standard of living, enhanced security, and visa-free travel within Europe’s Schengen Area.

Malta combines the charm of a Mediterranean lifestyle with the practical benefits of safety, stability, and opportunity. Located just a few hours’ flight from major European cities such as Berlin, Frankfurt, and London, Malta offers convenient access to Europe while providing a superior quality of life. As a member of the Safe Haven 8 — a group of high-income sovereign states known for their exceptional safety and security — Malta is particularly appealing to high-net-worth individuals seeking a secure and prosperous environment for themselves and their families.

Eligible applicants include non-European Union, non-European Economic Area, and non-Swiss nationals who meet financial requirements and pass relevant due diligence checks. As the main applicant, you should also be at least 18 years of age and have assets worth EUR 500,000 (EUR 150,000 of that should be financial assets) or have a value of not less than EUR 650,000 (EUR 75,000 should be in financial assets).

There are two investment options available for permanent residence in Malta: leasing or purchasing a property. This requires either a property purchase of EUR 375,000 or a lease of EUR 14,000 per annum for a minimum of five years.

In addition purchasing or leasing a property, applicants must contribute EUR 37,000 to the Maltese economy, donate EUR 2,000 to a non-governmental organization, and pay a non-refundable administration fee of EUR 60,000. These costs cover the main applicant, spouse or partner, dependent children, and dependent parents or grandparents, with extra administrative charges for parents, grandparents, and older children. Additional expenses may include translations, notary services, and health insurance.

No, you do not need to own or lease property at the time of application. At the application stage, you undertake to fulfil the purchase or leasing obligation by signing a declaration. After receipt of your Letter of Approval in Principle, you have eight months from the letter date to submit documentation showing that you can fulfil this requirement.

The minimum investment starts at EUR 169,000 with mixed capital requirements. This sum includes a five-year property lease, a contribution to the Maltese economy, a mandatory donation to a local NGO, and an administration fee.

Securing permanent residence in Malta provides a wide range of lifestyle, financial, and mobility advantages. Successful applicants gain the right to live, work, and study in Malta, along with visa-free travel across Europe’s Schengen Area. They benefit from access to Malta’s excellent healthcare and education systems, as well as the stability and security of a prosperous nation with one of the lowest crime rates in the world. Importantly, investors can also retain their original citizenship while enjoying the privileges of Maltese residence, making this programme an attractive and flexible solution for global families.

Processing times for residence by investment applications may vary. Please contact us to find out more.

Yes, the main applicant can include their spouse or partner, dependent children, parents, and even grandparents. The programme allows the inclusion of up to four generations, making it possible for the whole family to benefit from permanent residence in Malta.

There are no mandatory residence requirements to maintain your resident status in Malta.

Required documents include a valid passport, proof of sufficient capital, health insurance, a clean criminal record, and other supporting documents.

Yes, after maintaining residence for five years, investors may be eligible to apply for Maltese citizenship.

Once your initial application has been submitted to the Residency Malta Agency and you have successfully passed the stringent four-stage due diligence process, the Maltese government will issue a Letter of Approval in Principle. This document confirms that your application meets initial requirements and that you can proceed with the investments needed to secure your residence certificate and permanent residence in Malta.

Henley & Partners is a global leader in residence and citizenship planning for high-wealth individuals and their families. As an official MPRP licensed agent, we are authorized to guide you through this permanent residence by investment programme and help you prepare and submit your application.